“I have to pay a
lot for my education” is the expression of learner today. Why not? In the fact
there is no free education, though the world clearly stated “education for
all”. The reason, the evidences, and some advices are going to be delivered
deep.
A judicial
review of the Constitutional Court Law No. 12/ 2012 on higher education has a
lot of judgments concerning the autonomy of the higher education institutions.
The lacked of common person’s knowledge about importance of a higher education
force them to limit their access in reaching a study, including what the fund
is.
Constitutional
Court Law chapter II, section 6, is about the principles and responsibilities
of higher education. Support for the economically disadvantaged are already
written in the law but are considered to be no longer applied by the college.
Based on BPS in
August 2012, the Indonesian working population is as many as 110.8 million
people, dominated by graduates of elementary school education (as much as 53.88
million or 48.63%) and graduates of SMP (20.22 million (or 18.25%). University
graduates who worked reached only 6.98 million (6.30%), with Diploma graduates numbering
only 2.97 million (2.68%).
However, there
are many ways to give a chance to people who cannot undertake college study.
Scholarships and student financing are two examples of how colleges can choose
to use funds. Financial assistance supports students to study in higher
education, but there are still many poorly understood rules about repayment. It
might be alright for both sides, if the rules are explained and agreed the
guarantor of funds and the person-funded.
In addition, the
interest on these loans or the form of long employment bond, even which makes
limitation for living cost are considered as the rule for operational refund.
The decision to
choose funds to continue studies in a higher level of education has to be
considered carefully, especially for common people who do not know the terms of
the contract from the institution offering the funds. For this reason, such funding
is not an easy option for all people who need it.
The most
importance parts that should get attention are the kind of financial support or
funding that the government has offered and the conditions of funding that
college gives.
It is a fact of
life financial assistance offered to students must be paid back or the student
must make a contribution to the institution after graduation. ‘Pay back’ here means
that the students have to pay back what the institution gives to them and must also
pay interest on the loan or make an
additional contribution to the institution after they graduate.
The institution wants
to keep its students to get their contributions to the institution, which has a
limit. The limit means that there is a regulation about their contribution,
such as the institution deciding the duration of the contribution to the
institution.
The student
financial system still wants to keep the students as members even after they have
given their contribution to the institution. What about their students who do
not have an opportunity to pay back and are just having an opportunity to give
their contribution? Should these students pay back to their institution?
In that case, that
institution has to think about the student’ country. The contribution means
that it is not about an amount of money to be paid back, but it is more about making
a sincere contribution, such as helping to develop the country with a
meritorious service.
So far the government
has been trying to conduct a review of the regulation that already exists, but
in practice that regulation does not fully support the legislation that has
been written. Universities policies are considered less favorable to the
students because the students still do not get maximum achievement. For the
example, the levels of graduates and employment opportunities are low.
If it is deemed
necessary, there will be a follow-up review of what the institutions channeling
funds which are doing in collaboration with universities in providing
educational grants to make sure there is no cheating of students in getting
education grants.
It does not seem
easy, but firmness in the implementation of is needed to ensure clarity in the
form of financial assistance offered by a various institutions.
In conclusion, selection
for the payment of an education is a must. Is it full or half education
payment, scholarship or student financing, the give-back after getting those
payment will be in the services or fund? As the receivers, they have to be
ready on the rules and transition of the agreement.
Resources:
http://www.dikti.go.id/?page_id=6870&lang=id
http://www.lpdp.depkeu.go.id/index.php?page=kegiatan-usaha
http://www.kopertis12.or.id/2012/08/25/silakah-unduh-uu-no-12-tahun-2012-tentang-pendidikan-tinggi-dan-penjelasannya.html
http://disnakertransduk.jatimprov.go.id/ketenagakerjaan/222-832-juta-penduduk-masih-menganggur-hasil-survei-bps
http://liputan-medan.blogspot.com/2012/12/hasil-survey-bpsbanyak-sarjana.html
